Questions? Call us: (309) 588-4909 — Local Midwest Medicare Experts
Midwest Medicare Health Services — BW Pyles Insurance Agency
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Professional Referral Partners

Your Clients Deserve Expert Medicare & Retirement Guidance

When your clients turn 65 or approach retirement, Medicare and annuity decisions become urgent. Partner with BW Pyles Insurance Agency LLC — an independent, licensed agency serving Illinois, Iowa, and Missouri — to ensure they get unbiased, expert guidance.

Why Professionals Partner With Us

Independent & Unbiased

We represent multiple carriers — not one company. Your clients get an honest comparison, not a sales pitch. That protects your professional reputation.

Specialized in the 65+ Market

Medicare, Medigap, Medicare Advantage, Part D, and fixed annuities (MYGAs) are all we do. Your clients get a specialist, not a generalist.

Licensed in IL, IA & MO

We serve clients throughout Illinois, Iowa, and Missouri. Wherever your clients are located in the tri-state area, we can help.

No Cost to Your Clients

Our Medicare and annuity guidance is always free to clients. We are compensated by carriers — never by the people we serve.

Fast, Responsive Communication

We respond to referrals within one business day and keep you informed. Your clients will reflect well on you.

Trusted by Families Across the Midwest

BW Pyles Insurance Agency LLC has built its practice on referrals and long-term relationships. We treat every client like a neighbor.

Who We Work With

We partner with professionals whose clients regularly face Medicare and retirement planning decisions.

CPAs & Tax Professionals

Your clients ask about Medicare costs, IRMAA surcharges, and annuity tax treatment. We handle the insurance side so you can focus on the tax strategy.

Financial Planners & Advisors

Medicare costs are a major retirement expense. We help your clients lock in the right coverage and explore MYGA annuities as a guaranteed-rate complement to their portfolio.

Estate Planning Attorneys

Clients working on estate plans often have retirement savings questions. We provide MYGA annuity guidance and Medicare planning that fits their broader financial picture.

HR & Benefits Professionals

Employees approaching 65 need guidance on transitioning from employer coverage to Medicare. We make that transition smooth and penalty-free.

Senior Living & Care Coordinators

Residents and families navigating Medicare coverage decisions benefit from a trusted, local insurance resource. We are a phone call away.

Real Estate Professionals

Clients relocating to Illinois, Iowa, or Missouri at retirement often need to review their Medicare coverage. We help them understand their options in their new state.

What We Help Your Clients With

Medigap / Medicare Supplement

Plan G, Plan N, Plan F — we compare rates from multiple carriers and enroll clients during their optimal window.

Medicare Advantage (Part C)

HMO, PPO, and MAPD plans with bundled drug coverage and extra benefits. We match clients to the right network.

Medicare Part D

Prescription drug plan comparison based on your client's actual medications and preferred pharmacy.

MYGA Fixed Annuities

Multi-Year Guaranteed Annuities with rates up to 6.00%. Ideal for clients with $100,000+ in savings seeking a CD alternative or 401k/IRA rollover option.

Let's Talk About Working Together

A quick conversation is all it takes to get started. We serve professionals and their clients throughout Illinois, Iowa, and Missouri.

BW Pyles Insurance Agency LLC — NPN: 3345250 — Licensed in IL, IA & MO

Midwest Medicare Health Services

BW Pyles Insurance Agency LLC is an independent insurance agency serving adults 65 and older in Illinois, Iowa, and Missouri with unbiased, personalized Medicare and retirement planning guidance.

Licensed Independent Insurance Agency

Contact Us

  • (309) 588-4909
  • [email protected]
  • 1220 China Road Unit A
    Macomb, IL 61455
  • Mon – Fri, 9:30 AM – 4:30 PM CT

Not Affiliated with the Federal Government or Medicare Program: BW Pyles Insurance Agency LLC and Midwest Medicare Health Services are not connected with or endorsed by the U.S. government or the federal Medicare program. We are an independent, licensed insurance agency. Medicare has neither reviewed nor endorsed the information on this website.

Plan Availability & Benefits: Not all Medicare plans are available in all areas. Plan availability, premiums, deductibles, copayments, coinsurance, and covered benefits vary by plan, carrier, and geographic location. Benefits, formularies, and plan details are subject to change each plan year. Please review the Evidence of Coverage (EOC) for complete plan details.

Enrollment Periods: Medicare has specific enrollment periods. Enrolling outside of your Initial Enrollment Period (IEP), Annual Enrollment Period (AEP: October 15 – December 7), or a qualifying Special Enrollment Period (SEP) may result in late enrollment penalties or a delay in coverage. Contact us or visit Medicare.gov for official enrollment information.

Medigap / Medicare Supplement: Medicare Supplement Insurance (Medigap) policies are sold by private insurance companies. Medigap policies do not cover prescription drugs. You must have Medicare Part A and Part B to purchase a Medigap policy. Premiums, benefits, and underwriting requirements vary by carrier and state. Guaranteed issue rights may apply in certain situations.

Medicare Advantage (Part C) & Part D: Medicare Advantage and Medicare Part D plans are offered by private insurance companies that contract with Medicare. Enrollment in a Medicare Advantage plan may affect your ability to purchase a Medigap policy in the future. Out-of-network coverage may be limited or unavailable depending on plan type. Drug formularies are subject to change. The Low Income Subsidy (Extra Help) program may be available to qualifying individuals.

No Obligation & Privacy: Requesting a quote or scheduling a consultation does not obligate you to enroll in any plan. By submitting your contact information, you consent to be contacted by a licensed insurance agent representing BW Pyles Insurance Agency LLC. We do not sell or share your personal information with unaffiliated third parties for marketing purposes.

Licensing: BW Pyles Insurance Agency LLC is a licensed insurance agency. Agents are licensed to sell Medicare insurance products in applicable states. Illinois License: 123456789 | NPN: 3345250.

For official Medicare information, benefits, and plan comparisons, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY: 1-877-486-2048, 24 hours a day, 7 days a week.

© 2026 BW Pyles Insurance Agency LLC — Midwest Medicare Health Services. All rights reserved.